My story
My story, next steps, and the three free official searches.
Your story, clear
Do next
Three free official searches
All free. All official. Never pay just to search.
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Lost life insurance — someone died
Paid for years. You were told it was gone. This search looks for it.
https://eapps.naic.org/life-policy-locator/
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Unclaimed money — in your name
Old accounts. Uncashed checks. Money held by your state.
https://www.usa.gov/UNCLAIMED-MONEY
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Disability said NO — ask again
Most get a NO first. Many win on asking again. About 60 days.
https://www.ssa.gov/apply/appeal-decision-we-made
Rather use the phone?
A real person can help. No website needed.
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Social Security — call 1-800-772-1213
Disability, benefits, or a NO to appeal.
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Local help near you — dial 2-1-1
Free, day or night. For unclaimed money, your state’s office takes claims by phone too — ask to be connected.
No email address yet?
Most claims ask for an email. Free, about 5 minutes. Only you can open it. Pick ONE:
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Gmail (most offices know it best)
https://accounts.google.com/signup
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Outlook
https://signup.live.com/signup
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Yahoo Mail
https://login.yahoo.com/account/create
Use your real name (the name on your ID). Write address and password on paper; keep safe; never share your password. A charging page isn’t real — close it. No computer? The library has free ones and will help — bring photo ID.
To claim, have ready: full legal name and past names, photo ID, old addresses, one paper tying you to the money (old bill, policy page, death certificate, NO letter). Missing some? Search anyway — only your name is usually needed.
No steady mailing address? Use General Delivery — free: the post office holds mail in your name. Write: Your Full Name, GENERAL DELIVERY, Town, State, post office ZIP. Ask at the counter: which office, how long (often 30 days), what ID. Not every office offers it.
Stay safe: searches are free; government pages end in .gov. Never pay to search or give your bank password. Hang up on anyone who says you won money and asks you to hurry or pay.
What to have ready to claim — the full list
- Your full legal name — plus past names: maiden, married, nicknames.
- A photo ID — license or state ID.
- Old addresses — money may sit in your name at one.
- One paper tying you to it — old bill, policy page, death certificate, or the NO letter.
- Your email and mailing address — written down, exact.
- No steady address? General Delivery counts — see above.
Missing some? Search anyway. Papers matter when you claim.
How to spot a scam — the full list
- Government pages end in .gov. Never pay to search.
- Never type your bank password here. No real office asks.
- Guard your Social Security number: part only, late in a claim, on the official site — never by text, or on a call you didn’t make.
- A call or text says you won money? Hang up. Real offices don’t rush you or take gift cards.
- After filing, expect a wait. Weeks is normal. Keep your claim number.
Starting from zero — the notes
It may ask for a phone number — it proves you’re real, and helps with a forgotten password. No phone? Try another service, or your library, free.
Open your new inbox once — so you know how to get back in.
Never use a stranger’s email: the answer goes to them.
How we run a case
Every case runs on two reads, together. The paper read: what the documents prove, and what they don’t. And your read: what happened to you, in your words — because intent and motive are part of how these things are actually decided, and no form captures them.
Both reads are weighed the way a reasonable judge would weigh them: the law first, then the proof. Documents prove. Accounts are weighed. A guess has to stand on facts or it gets labeled a guess — nothing floats.
And every call we make gets checked when the paper lands. If the records say we were wrong, the record wins and we say so.
You bring the problem and your read of it. The work — the documents, the law, the deadlines — is ours. Nothing goes out in your name until you have seen it exactly as it will go and said go.
Price and promise
You pay: $0. $0 to start. $0 if we find $0. Find money? You pay a small part.
We promise: You decide — every move. No judgment — ever. Same help for all. We don’t quit.